Privacy Policy
Effective Date: February 28, 2026
Finara ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how Finara collects, uses, and safeguards information when you use the Finara mobile application and related services (the “Service”).
1. Who We Are
Finara is operated by Finara as an independent digital product.
For privacy-related inquiries, you may contact us at:
2. Age Requirement
Finara is not intended for individuals under the age of 16.
We do not knowingly collect personal data from individuals under 16 years of age. If we become aware that such data has been collected, we will take appropriate steps to delete it.
3. Information We Collect
A. Information Stored Locally on Your Device
Finara is currently designed as an offline-first application.
Financial data you enter (such as transactions, categories, balances, and budgets) is stored locally on your device. We do not access, store, or transmit your financial data to our servers at this stage.
You are responsible for maintaining the security of your device.
B. Technical and Usage Data
We may collect certain technical and usage information through third-party services, including:
- Device information
- App version
- Operating system
- Crash reports
- Usage events (such as screen views or feature interactions)
- Approximate location (based on IP address)
- General demographic insights provided by analytics providers
This data does not include your financial transaction details.
4. Third-Party Services
Finara uses trusted third-party services to operate and improve the app:
Firebase (Google)
Used for:
- Analytics
- Crash reporting
- Push notifications (Firebase Cloud Messaging)
Firebase may collect device identifiers and technical information in accordance with Google's Privacy Policy.
RevenueCat
Used to manage subscriptions.
RevenueCat may process:
- App User ID
- Store transaction identifiers
- Subscription status
- Locale information
RevenueCat does not receive your financial transaction data from within the app.
5. Subscriptions
Finara offers monthly and annual subscriptions processed through:
- Apple App Store
- Google Play Store
Subscription payments are handled directly by the respective store. Finara does not collect or store payment card information.
6. Push Notifications
Finara may send:
- Local reminders stored on your device
- Push notifications via Firebase Cloud Messaging
You may disable notifications at any time in your device settings.
7. Financial Insights Disclaimer
Finara may generate automated insights or alerts based on your recorded spending patterns.
These insights are generated through algorithmic calculations and are intended for informational purposes only.
Finara does not provide financial, legal, tax, or investment advice.
All financial decisions remain your sole responsibility.
8. Data Security
Finara implements reasonable security measures to protect technical data and subscription information.
Financial data stored locally may be protected by:
- Device-level security
- Optional app passcode
- Biometric authentication (if enabled)
However, no method of electronic storage or transmission is 100% secure.
9. Data Retention
Technical and analytics data may be retained as necessary to:
- Improve app performance
- Detect crashes
- Maintain subscription services
Locally stored financial data remains on your device unless you delete the app or manually remove the data.
10. Future Features
Finara may introduce future features such as:
- Account creation
- Cloud synchronization
- AI-powered analysis
If these features are implemented, this Privacy Policy will be updated accordingly.
11. International Users
Finara is available globally. By using the Service, you understand that your information may be processed in countries outside your country of residence.
12. Limitation of Liability
Finara is provided "as is" without warranties of any kind.
We are not responsible for:
- Financial losses
- Incorrect financial decisions
- Device-level security breaches
- Loss of locally stored data
Your use of Finara is at your own risk.
13. Changes to This Policy
We may update this Privacy Policy from time to time.
Continued use of the Service after updates constitutes acceptance of the revised policy.
14. Contact
If you have any privacy-related questions: